Learn to Navigate Insurance Claims

Once you’ve decided to proceed with a claim, how do you select a contractor? Your insurance company may have a list of preferred contractors, who may be good and reputable, but maybe you have never heard of most of them and chances are wouldn’t hire them if your insurance company wasn’t involved.

In these circumstances, many people are just pleased that they are getting a considerable amount of work done for only the cost of their deductible, so they just go along with their insurance company’s selection. However, insurance companies will not force you to use their recommended contractors. You can select your own contractor, just as you would, with the proper care and research, if you weren’t making an insurance claim.

With all due respect to the insurance companies, the reason many of their contractor’s are preferred, is that the insurance company’s prefer to keep costs down. The reality is that they operate a business and have to watch the bottom line. If your insurance company has preferred contractors, you may be satisfied with how everything turns out, but it’s your home and likely your biggest asset, so why not put yourself in a position to be more than “just satisfied” and hire the contractor of “your choice”?